6 Month Loans from £200 to £1500

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Example Repayments based on the last working day of each month

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 We are a direct lender     A flat interest rate of 0.7% per day     Discreet, safe & secure     A polite and friendly customer service crew

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%. Compare Moneyboat loans.

6 Month Loans from Moneyboat.co.uk

Applying for a 6 month loan may help you stabilise your finances in the event of an unexpected expense. With so many loan providers for UK customers to choose from, it can be difficult finding the right option for your circumstances. At Moneyboat, our free and easy application process may help you get back on your financial feet quickly. Apply today and check if you’re eligible!

Why choose Moneyboat for a 6 month loan?

Moneyboat is authorised and regulated by the FCA and is fully committed to responsible lending. Our 6 month loans are provided quickly upon approval and have no hidden fees. 

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Why choose Moneyboat for a 6 month loan?

Moneyboat is authorised by the FCA and is fully committed to responsible lending. Our 6 month loans are provided quickly upon approval and have no hidden fees, helping you repay in regular instalments. Some additional benefits of choosing Moneyboat to provide your loan are: ✔ Fast Application: Our easy online application process takes a few minutes to complete, allowing you to apply directly and receive a lending decision quickly. Once you have been fully approved, funds are transferred to your UK account directly ✔ No Hidden Fees: Online application is free with no additional admin fees. There are no other borrowing charges applied to your loan aside from the interest rate and you can repay your loan early without penalty. ✔ UK-Based Team: Our friendly and understanding support team are based in the UK and are available to handle any enquiries. We are always happy to help and all applications are confidential and in compliance with data protection regulations. ✔ Lend Directly: Moneyboat are not brokers, meaning you apply for and manage your 6 month loan directly with us. You don’t have to go through intermediaries or middlemen, helping us to keep our loan costs low.    

What is a 6 month loan?

A 6 month loan is a cash allowance provided over a short-term period that can be used to meet an unexpected expense. They are repaid in up to six equal monthly instalments, including a fixed interest rate. They tend to be for smaller amounts of up to £1,500, and can be approved on the same day of application. Loans are a sometimes a manageable alternative to credit card fees and unauthorised bank overdrafts, with personalised repayments to suit your individual needs.

How do I apply for a 6 month loan?

Moneyboat offer a safe and convenient way to apply for a 6 month loan. Our online application form is free and easy to fill out, allowing you to receive a decision quickly. Our team will carry out a comprehensive credit check and upon approval, the funds will be deposited directly into your bank account. To be eligible for a loan, you must have a UK bank account, be in full or part-time employment and be over 18 years of age.

What are the benefits of a 6 month loan?

Applying for a 6 month loan can help you meet any unexpected expenses, such as an essential car repair or a boiler breakdown. Loans can be used as an alternative to other less manageable forms of credit, with affordable repayments helping you maintain your credit rating. Our dedicated team are on hand to help streamline the application process and answer any questions you may have, ensuring you’re always well informed.

How much will a 6 month loan cost?

Before you apply for a loan, it’s important to ensure you can meet the monthly repayments. We charge an interest rate of 0.7% a day, which is considerably less than the rates of other lenders who apply the maximum interest charge allowed by the FCA. The minimum loan amount you can borrow is £200 and the maximum is £800, although existing customers can borrow up to £1,500. There are no hidden fees during the application process and you won’t be penalised for early repayment.

Representative Example: based on the last working day of each month

Interest rate 255.5% pa (fixed) Representative 939.5% APR
Borrow £400
Payback period 4 months
Monthly repayments £149.47
Total £597.48

How do our loan repayments work?

Our 6 month loans are designed to be repaid in six equal monthly instalments, making it easy to keep a track of your outgoing expenses. How much you’ll pay back each month depends on your loan amount and how quickly you repay it. If you need to modify your agreement or postpone a payment, we will need to undertake a new affordability assessment before approval. Call or email our friendly team today for more information.

Are Moneyboat responsible lenders?

As FCA authorised and regulated direct lenders, we use appropriate credit assessment techniques before approving any loan. Our UK-based team will ensure that customers fully understand all our loan terms before lending and are able to meet repayments.

Moneyboat’s Service Is Rated: Excellent | 9.5/10

Apply for a 6 month loan today

Apply today for a 6 month loan of up to £800, or £1,500 for returning customers. As FCA authorised and regulated direct lenders, we consider all applications responsibly before making a decision. Apply today to get the funds you need, subject to approval.

We are open: Weekdays 8AM – 5:30PM

call: 0203 818 7470


34 The Mall, High Street, Bromley, BR1 1TS, England


text: 07533 023 333