What is a Continuous Payment Authority?

What is a Continuous Payment Authority?

A CPA refers to a Continuous Payment Authority This is a type of regular payment that can be set up using your debit or credit card. A signed and agreed CPA gives a company permission to automatically deduct money from your account on a weekly or monthly basis. For...
What Role Does Small Change Play in Savings?

What Role Does Small Change Play in Savings?

In recent years, we have seen the cryptocurrency sector grow exponentially as well as the proliferation of digital banking alternatives like Monzo and Revolut, all increasingly calling into question the relevancy of coins, pound notes as well as bank branches....
How to Improve Your Credit Rating

How to Improve Your Credit Rating

For many people, it is a frustrating reality to have been turned down for credit, creating a great deal of stress and concern that you do not have a reasonable chance of being accepted for subsequent loan or credit card applications in the future. One of the most...
Saving Money to Avoid Small Loans

Saving Money to Avoid Small Loans

People often turn to small loans when they find they are short on cash. Although this is a valuable resource to have in an emergency, individuals don’t have to rely on these loans for everyday expenses. Let’s take a look at 18 ways to trim your budget...
How to Enjoy Valentines Day on a Budget

How to Enjoy Valentines Day on a Budget

Valentines day. Romantic, special, and expensive. Or is it? Can this day of hype and happiness be celebrated in style whilst still keeping within a tight budget? Since the day of chocolates and roses is almost approaching, how much attention should we all really be...