What is Disposable Income?

What is Disposable Income?

Did you know that most of us are using a completely incorrect definition of disposable income? We’re here to set the record straight. Many of us find that our household finances are increasingly stretched. Our disposable income seems to next-to-nothing and tight...
Are Unsecured Loans Legal In The UK?

Are Unsecured Loans Legal In The UK?

What are Unsecured Loans? Unsecured loans are a short term credit option made available from a direct lender. They are also commonly known as payday loans because customers are typically required to repay the loan by their next payday. However, some direct lenders...
Should I Get a Loan? Ask These 5 Questions First

Should I Get a Loan? Ask These 5 Questions First

Taking out a loan is a significant financial commitment and should not be taken lightly. Loans are not a solution if you are struggling to pay essential costs like household bills, rent or mortgage payments, but they may be a helpful option for those looking for a...
Text Loans

Text Loans

What are text loans? Text loans are short-term, high-interest loans that are similar to payday loans. The difference is that borrowers can take out text loans through their mobile phones simply by texting the lender. Although we do not offer text loans at Moneyboat,...