Can Open Banking Help Consumers Keep Their Finances on Track?

Can Open Banking Help Consumers Keep Their Finances on Track?

Can Open Banking Help Consumers Keep Their Finances on Track? Most of us will have heard of the term Open Banking and may have noticed an increase in financial apps and services in the past couple of years. Here, we take a closer look at what Open Banking actually is...
What is responsible lending?

What is responsible lending?

Responsible lending is all about ensuring a borrower is able to repay a loan before offering credit. Responsible lenders also need to be clear and upfront about the cost of borrowing, and extra charges and fees payable. They will usually offer support and great...
Why have payday loans become so popular?

Why have payday loans become so popular?

Despite having suffered some bad press in the past, payday loans are still a popular option for people who need access to quick cash. Research suggests that they are particularly popular with younger borrowers. There are many reasons why people take out short-term...
How to celebrate Father’s Day 2020 on a budget

How to celebrate Father’s Day 2020 on a budget

In the past, a typical father’s day may have included a family day out, a get together with relatives, or a trip to the local pub or restaurant. With the UK sustaining varying coronavirus lockdown restrictions, father’s Day 2020 will be far from typical. Nevertheless,...