Free & independent support organisations

We understand that life can be challenging and unpredictable, and it doesn’t always go to plan.

If you’re facing difficult times – whether that’s financial pressure, bereavement, mental health challenges, addiction, or anything else that’s making things harder right now – know that you’re not alone.

We’ve pulled together a list of free and independent support organisations who are here to help, whatever your situation.

These organisations are experts in offering confidential support and practical advice – whether you need someone to talk to or help finding your next steps.

Use the links below to jump to the section you’re looking for:

Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

General advice & guidance

Citizens Advice

Free, confidential help with legal, housing, debts, and more. They can also issue foodbank vouchers:

Hub of Hope

Search local and national mental health and wellbeing services, including bereavement, housing, and addiction:

Mind

Information and support for mental health:

Turn2us

Help finding benefits and charitable grants:

Help with debt & money worries

Citizens Advice

Free, confidential help with debts:

Civil Legal Advice

Help with legal costs for certain debt problems:

StepChange

Free, confidential debt advice and support:

National Debtline

Free advice and resources for managing debt:

MoneyHelper

Help with budgeting, savings, pensions, and debt:

PayPlan

Free debt help and budgeting advice:

Mental health & emotional support

Mind

Information and support for mental health:

NHS 24/7

Mental health support line:

  • Call: 0800 028 8000

Shout

Text service for anyone in crisis:

Samaritans

Free, confidential support for whatever you’re going through:

Bereavement support

Cruse

Free support for people dealing with loss:

Hub of Hope

Search for bereavement and mental health support in your area:

Mind

Mental health charity offering bereavement information and advice:

Housing & homelessness

Shelter

Advice and legal help for those struggling with housing or homelessness:

Hub of Hope

Search for local support, including homelessness services:

Salvation Army

Help and advice for housing-related issues:

Food banks & financial support

The Trussell Trust

Find your nearest food bank:

Citizens Advice

Get help with emergency food vouchers, benefits, and grants.

Turn2us

Check for benefits, grants, and other financial support:

Gambling support

GamCare

Free support for gambling problems:

Be Gamble Aware

Help managing gambling issues:

Citizens Advice

Support with gambling and related financial issues:

Substance & alcohol support

FRANK

Information and support on drugs and alcohol:

Turning Point

Support for drug and alcohol misuse, learning difficulties and mental health:

Alcoholics Anonymous

Help with alcohol recovery and sobriety:

Hub of Hope

Search local services for substance or alcohol support:

Legal Disclaimer

The information provided on this page is intended for informational purposes only and is not to be taken as financial, legal, or medical advice. While we strive to ensure the accuracy of the information, Moneyboat.co.uk does not guarantee its completeness or timeliness. You rely on any information at your own risk and we are not liable for any errors, omissions, losses, injuries, or damages arising from its use. All information is provided with no warranties and confers no rights.

This page does not provide medical advice and is not intended to replace professional medical advice, diagnosis, or treatment. If you believe you have a medical emergency, seek medical advice immediately or dial 999. Moneyboat.co.uk is not responsible for any errors or omissions in the information provided on this page, nor for any actions taken based on the information provided. We recommend that you consult a qualified professional for advice regarding financial, legal, or medical matters before making any decisions.

Moneyboat.co.uk disclaims all liability for any loss or damage arising out of or in connection with the use of this page or any information provided on this page. This includes but is not limited to direct or indirect damages, financial loss, or any other type of loss or damage. By accessing this page, you agree to the terms of this disclaimer. If you do not agree to the terms of this disclaimer, you should not use this page.

If you feel that any of the information published is not accurate, please notify us via email at thecrew@moneyboat.co.uk.

Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%.