Fast, Flexible, Short Term Loans
Example Repayments based on the last working day of each month
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Representative Example: Borrow £400 for 4 months, four monthly repayments of £197.48. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%. Compare Moneyboat loans.
Why Moneyboat?
We are a UK Direct Lender
No hidden or added fees! Just a flat interest rate of 0.7% per day
Discreet, Safe & Secure
Service with a Smile
Moneyboat’s Service Is Rated Excellent | 9.6/10
How Does it Work?
Our Simple 4 Step Process:
How Does it Work?
Our Simple 4 Step Process:
Smooth Sailing
All Aboard
Weather Proof
Looking for a short term loan on a personalised payback schedule?
Short Term Loans from £200 to £1,500
We’re here to help you stay afloat in your time of need. We are a customer service oriented company with a kind and helpful crew at your service.
We offer short term loans of up to £800 for new customers and up to £1500 for previous customers. See our Charges page and the FAQ’s for further information.
Flexible Payments & Terms
We are committed to providing a personal, discreet and transparent service throughout your experience.
Although convenient, short term payday loans are not suitable to be used as a long term financial solution. We will always let you know what you’ll need to pay and when, before making a decision to borrow from us & throughout your time as a customer with us.
New customers can borrow from £200 to £800. Loans are repayable over a minimum term of 2 instalments and a maximum of 6 months. The minimum instalment duration for the first instalment is 5 days. Existing customers can borrow up to £1500, subject to passing our credit and affordability checks. Customers may payback their loan early with no penalties or fees.
This provides breathing room when an emergency arises, without the added pressure of having to come up with funds immediately to repay the loan. Short term loans offer flexibility and control that borrowers prefer. As with payday loans, short term loans tend to have higher interest rates than other loan products on the market. Borrowers should take this into consideration when obtaining funds and never borrow more than they need so as not to bring about more financial difficulties. Moneyboat customers will always receive a clear repayment schedule and enjoy a transparent and fair lending experience from us, a responsible UK direct lender.
Many people seek payday loan debt help in the UK. As with any form of credit, individuals should take care before applying to ensure they can make the repayments. Although a payday loan does come with a higher interest rate than many other loan products on the market, it can be of great help to those who need cash quickly.
Although the NHS does pay for a portion of these costs, individuals must pay for a portion of their fillings, extractions, crowns, dentures and bridges. A short term loan can help if the person needs this work done, yet doesn’t have the funds to pay for it. Be aware, however, the amount to be borrowed will often be more than the cost of the dental work, as most lenders do have a minimum borrowing amount. If a person needs a vehicle to travel to or from work and the vehicle breaks down, a loan could be obtained to pay for the repairs if there is no other available option. In contrast, a person shouldn’t borrow money for an unplanned holiday simply because they can get a good deal at that time. As responsible lenders we recommend borrowers to evaluate the difference between items that they want and items they essentially need and borrow on that basis.
