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Representative Example: Borrow £400 for 4 months, 4 monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%.Compare Moneyboat loans.

A responsible lender specialising in direct short-term loans

Welcome to Moneyboat! We offer short-term, direct loans from £200 - £1,500 for up to 6 months to customers in the UK. Our loans are transparent and flexible, and we always practice responsible lending.

As recently recognised Responsible Lender of the Year, we use the most advanced and innovative technology to offer customer-centric consumer lending. Moneyboat is a direct lender, which means we have control over the whole lending process to make sure it works for our customers.

Moneyboat's service is rated Excellent

Awards & Recognitions

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We're fair

For us, fair means responsible lending practices, due consideration for every customer, and seamless, personalised service.

Obsessed with customer service

We design our product and processes around our customers. From the application process to the way we handle complaints, everything is designed with our customers in mind.

Inclusivity matters

Our product is for all and we want anyone who meets our basic criteria to feel they can apply and be considered for a Moneyboat loan.

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Frequently asked questions

How much can I borrow?

  • We offer loans to new customers from £200 - £800 while customers who have had a loan with us before could borrow up to £1,500
  • Repay your loan over two to six monthly instalments
  • Pay back early with no additional fees

How fast can I have the money?

  • Our easy online application takes a few minutes
  • Approval can be the same day
  • Cash is then transferred directly into your account
  • We can deposit funds into accounts every 15 minutes once all checks have been completed.

Am I eligible for a loan?

  • We make our lending decisions based on affordability
  • We consider each application on its own merit
  • Apply today to find out if you are eligible
  • Application is free with no additional processing fees

Still have questions?

Have a look at our FAQs page for all of the information that you’ll need before taking a loan with us.

Our customer success teams are sensitive and experienced, and always happy to help you through your borrowing journey.

8 reasons customers choose Moneyboat

  • We provide loans of between £200 and £1,500
  • Flexible repayment terms over 2-6 months
  • Free and easy online application
  • Repay early at any time with no penalties
  • Personal and confidential customer support
  • No late payment fees for up to three days
  • Simple, transparent loan agreements
  • Moneyboat customers can apply for a loan with us 24 hours a day, 7 days per week