About Us

The UK’s Direct Short Term Lender

Welcome to Moneyboat! We’re here to provide accessible short-term borrowing with fast funding and a dedicated approach to responsible lending. As part of Evergreen Finance London Limited, we are direct lenders, not brokers, and are authorised and regulated by the Financial Conduct Authority.

At Moneyboat, you can apply for between £200 and £1500 with repayments spread over up to six monthly instalments. When you take out a loan with Moneyboat, all of your repayments are clearly set out and simple to understand.

Since we launched six years ago, we’ve provided well over 150,000 loans. 

Why we do it

We’re here to help the British public navigate the need for short term finance. Our customers come first and we’re all about offering a fresh, responsible alternative to inflexible, unaffordable payday loans. Our loans are straightforward, affordable and transparent.


Our Mission

We’re here to offer a responsible and reliable way to borrow money. Talk to us for personalised service from beginning to end. There are many direct lenders out there, Moneyboat is proud to be the one you can trust.

How much can I borrow?

  • We offer loans from £200 – £1500
  • Repay your loan in 2 – 6 monthly instalments
  • Payback early with no additional fees

How fast can I have the money?

  • Our easy online application takes a few minutes
  • Approval can be the same day
  • Cash is then transferred directly into your account

Can I get a loan with bad credit?

  • Moneyboat provides unsecured loans to customers – even those with bad credit can apply.
  • Apply today to find out if you are eligible
  • Application is free with no additional processing fees

Why Moneyboat?

  • Moneyboat.co.uk holds a consistent 9.5 Trust score on TrustPilot based purely on customer reviews
  • Our focus is to provide fair, flexible and transparent loans. No additional charges or suprises. With Moneyboat you’ll know exactly what to expect right from the start.

Why Moneyboat?

As a moral direct lender we stand for fairness and trust. Choosing a direct lender whilst in a short term crises isn’t easy. What should you be looking for and how much should this cost? Are there risks involved? Will taking out a loan affect my credit score? All of these questions and more are commonly asked by our customers. Have a look at our FAQ page for all of the information that you’ll need before taking a loan with us.

In today’s world we understand the infrequent need for short term finance options, especially in the UK’s stormy financial climate.

Our lending staff are sensitive and experienced. Call today to find out if a short term loan is the right choice for you.

Who do we lend to?

Moneyboat supplies short term payday loans to customers all over the UK. If you have looked into how payday loans compare worldwide, you’ve probably noticed that the payday loan industry in the UK is one of the most secure and customer sided loan industries in the world.


How does Moneyboat compare with other UK direct lenders?


There are many direct lender and broker sites available nowadays for consumers in the UK. How can you know which one to trust and which to click away from? We have often been asked how Moneyboat compares to loans like Wonga, Quickquid loans or MrLender. Who is the best UK lender for payday loans? Take a look at some of the services Moneyboat has to offer.


We are authorised and regulated by the Financial Conduct Authority


Same day funding where possible


Free and easy online application

Early repayment options available at any time

Personal and confidential customer support

No late payment fees for up to 3 days

Simple, transparent loan agreements

Secure data storage and GDPR compliant