Money Blog
Moneyboat Customer Reviews
Moneyboat Customer Reviews The Moneyboat reviews that we receive from our customers are extremely important to us. The feedback we receive from our borrowers drives everything we do. We are always striving to offer the very best customer service and Moneyboat reviews...
How to Finance Home Improvements
How to finance home improvements? Carrying out improvements or much-needed repairs on your home can lead to a whole range of benefits. Some repairs and improvements are unavoidable, of course, but others can have a hugely positive impact on both your day-to-day life,...
Top tips on how to pay off a loan faster
Top tips on how to pay off a loan faster Taking out a loan is a financial commitment and it pays to take that seriously. Although, as a borrower, you agree to a loan term with their lender at the point of taking out the loan, you can often repay faster if you are...
When Moneyboat met Cambridge Business School
How taking part in a study into Fintechs and Covid-19 helped reinforce our ethos Deep into 2020, when the impact of the Covid-19 pandemic was clear for all to see, we were approached to participate in an amazing piece of research. The University of Cambridge’s Judge...
Can you get a payday loan with no bank account?
Getting a fast loan when you don’t have a bank account can be very difficult. Most lenders require borrowers to have a bank account for several reasons and you are unlikely to be approved for a fast cash loan without one. If you need access to a payday loan and don’t...
How to Enjoy Valentines Day on a Budget
Since the day of chocolates and roses is almost approaching, how much attention should we all really be paying to the pressure to dig deeper into our wallets? Fancy jewelry, lavish bouquets or boxes of expensive chocolates are all sweet and lovely – but can they be pulled off on a budget? Moneyboat investigates!
Effective Monthly Budgeting Tips – How to Make Your Money Go Further Each Month
Putting in place an effective budget and sticking to it each month can make an enormous difference to your life. It may seem like a headache to have to spend time working out a budget, but it really is one of the best ways to help free yourself from debt, improve your...
All about fintech and Payday loans
Hot on the heels of the stricter regulations brought in by the Financial Conduct Authority (FCA) came a whole new set of online payday lenders. These businesses are less like the old guard, such as Wonga and QuickQuid and more resemble financial technology firms, or...
Getting back on the road: Funding options for car repairs
Getting back on the road: Funding options for car repairs When it comes to putting the brakes on life, nothing does the job quite like a broken-down car. Whether you need the car to get to work, take the kids to school, do the shopping, visit family and friends or...
Keeping it Local – How to Find a Tradesman You Can Trust to Do The Job
We’re all familiar with that sinking feeling you get when something goes wrong in your home and needs fixing. There’s the uneasy feeling that comes with the safety, warmth and security of your home being compromised, which is bad enough. On top of this, there’s the...
Three Things to Consider When Applying for a Payday Loan
Applying for payday loans online is pretty straightforward, but that doesn’t mean you can afford to take your eye off the ball. There are several things you need to be aware of when filling in an application for a payday loan and it pays to be prepared. Here’s a...
Planning for Christmas on a Budget – Tips to Make Christmas Special Without Spending the Earth
Let’s face it, 2020 has been a pretty disastrous year for most of us. Covid 19 has scuppered plans left, right and centre and many people are far worse off than they were a year ago. We also face a near future where getting together with loved ones is difficult, if...
Surviving Black Friday – How to Shop Safely and Bag a Bargain
Surviving Black Friday - How to Shop Safely and Bag a Bargain Black Friday and Cyber Monday used to be very American affairs … that was until about five years ago when we all decided we wanted in on the action. Us Brits have now fully embraced the Black Friday...
Tips for avoiding winter car repairs
How to Avoid Winter Car Repairs - Small Steps That Can Help You Avoid Unexpected Breakdowns When it comes to financial planning, something many people don’t consider is taking steps to prevent emergency costs from occurring. As short-term lenders, we are used...
The Very Latest Online Loans to Apply For
A Brave New Online World of Lending - The Very Latest Types of Online Loans to Apply ForGaining access to finance has never been easier, thanks to the internet and the opening up of the loans marketplace. Navigating the online loans marketplace, as a consumer, is not...
How to Earn Fast Cash – 8 Creative Ways to Save and Make Money Quickly
Most of us will have been in the sticky situation of needing fast cash at some point in our lives. Here are some creative ways to find the cash you need to fend off that financial emergency without having to borrow money.
Can Open Banking Help Consumers Keep Their Finances on Track?
Can Open Banking Help Consumers Keep Their Finances on Track? Moneyboat explores this new phenomenon.
How to Budget Money – Four Lessons Learned from the Covid-19 Pandemic
Can you remember life before the Coronavirus crisis? Sure you can, but it feels like we’ve come a long way in a short time doesn’t it? Many of us have experienced a steep learning curve over the past few months; learning valuable life lessons about how to budget money...
What is responsible lending?
Responsible lending is all about ensuring a borrower is able to repay a loan before offering credit. Responsible lenders also need to be clear and upfront about the cost of borrowing, and extra charges and fees payable. They will usually offer support and great...
Why have payday loans become so popular?
Despite having suffered some bad press in the past, payday loans are still a popular option for people who need access to quick cash. Research suggests that they are particularly popular with younger borrowers. There are many reasons why people take out short-term...
How to celebrate Father’s Day 2020 on a budget
In the past, a typical father’s day may have included a family day out, a get together with relatives, or a trip to the local pub or restaurant. With the UK sustaining varying coronavirus lockdown restrictions, father’s Day 2020 will be far from typical. Nevertheless,...
Why is APR a bad measurement for payday loans?
Imagine you're back at school or college and you're looking for a job for a few weeks over the summer holidays to pay for a holiday. You need to earn £500 but all the jobs advertised are only showing their annual salary, which makes it hard to compare which job is...
Can applying for online loans damage my credit score?
We are so lucky, as consumers, to have such an in-depth choice when it comes to taking out an online loan. Most borrowers will spend time shopping around until they feel they've found a lender that offers the kind of loans they are looking for. However, it’s...
5 Easy Ways To Turn Family Quarantine Into a Success
With quarantine as our new norm, we wanted to know how parents in the UK are keeping their kids occupied, happy and healthy during the Coronavirus pandemic. We’ve asked Mums and Dads around the UK to share some of their top tips to getting through home isolation and...
Top tips on how to ask your boss for an advance
What is an advance on your wages? A wage advance is usually the payment of the money you have already earned, in advance of your payday. Employee loans are another way to get your hands on some money in advance of your paycheck, but these involve your employer lending...
Broker Payday Loans vs. Direct Payday Loans
People are often confused when it comes to understanding the difference between broker payday loans and direct payday loans. Some say direct loans are often better, but is this always the case? If you're deciding if you should get a loan, read on to learn more. What...
How to Prepare for a Loan Application
How to prepare for a loan applicationWhether you need access to quick cash to cover an unexpected expense, or are borrowing many thousands to help pay for a house extension, applying for a loan is a surprisingly similar process. Providing you have opted to borrow...
17 Work From Home Tips You Can do Right Now
The current COVID-19 pandemic has caused more and more of us to work from home. On a regular week, flexible working arrangements is often simple and straightforward to put in place. However with kids, pets, household chores and social distancing in full force, working...
Handling financial emergencies – Our expert advice
How to handle a financial emergency like a pro 5 tried and tested options to consider... There are nearly ten million people living in the UK with no savings at all. Having spare money to put away at the end (or beginning) of the month feels like a rare luxury. More...
Low cost tips for a healthy lifestyle
With a rising number of UK citizens at home in isolation, staying physically and mentally healthy is a big priority. The choice to opt for a pricey gym membership, may still be an option for some but the majority of us are looking to pull back on the cash while not...
COVID-19: Information for our valued Customers
COVID-19 Update These are difficult times for us all. We are living through a period of major uncertainty in terms of our health, freedom of movement and, of course, our finances. We’re here to offer our support to all of our valued customers through these challenges...
Make your money last until Payday
Make Your Money Last until PaydayWe've all been there. At the beginning of the month, you're feeling pretty positive about your finances. You've paid your bills and you're confident that you have enough cash to see you through the coming few weeks. But before you know...
The FCA and Payday Loans
The FCA & Payday Loans Looking for payday loans? UK lenders have some tough new rules to follow Gone are the days when UK payday lenders could apply endless interest charges and penalties to borrowers when they failed to repay on time. The Financial Conduct...
53 ways to save money on food shopping
There are a few essential costs in life and food is one of them. Most of us enjoy buying groceries and cooking for the family, but often wonder how to save money on food shopping. We’re here to show you that there are plenty of great tricks, tips and secrets that can...
How to get out of debt
There’s very little worse than the feeling of debts hanging over your head. Here at Moneyboat, we appreciate how crippling debt can be and how worried consumers become when they can’t pay their debts. If your debt has been sent to a debt collection agency, your fear...
Can I go to jail for not paying a payday loan?
There’s very little worse than the feeling of debts hanging over your head. Here at Moneyboat, we appreciate how crippling debt can be and how worried consumers become when they can’t pay their debts. If your debt has been sent to a debt collection agency,...
What to do if you are struggling to repay your payday loan
Have you ever tried to help someone, only to make matters worse? Perhaps you offered advice to a friend who misunderstood and took action that resulted in their problems worsening. We’ve all been there. Imagine you’ve offered to help someone who had injured...
Fast Fashion: by the Numbers
9.5/10 Our customers rate us as Excellent Related Articles Stay Up to Date With The Latest News & Trending Articles Apply Today! Interested in getting a loan of £200 - £800? Apply today for a short term loan option from a UK direct lender Join Our Newsletter Get...
The Environmental Cost of Spending: Polymer vs Paper Banknotes
With concerns growing over the ecological impact of plastic, Paper vs. Polymer delves into the data to find out how the new banknotes measure up to their paper predecessors.
The Ten Best Free Budgeting Apps to Download in 2019
Do you overspend each month? Do you find yourself living in your overdraft or failing to reach your savings goals? If the answer’s yes, you need a budgeting app in your life! We’d all like to take better control of our finances and, luckily, there are now some...
How to Avoid Payday Loan Scams
Everyone experiences being short of cash at some point and if you’re in need of funds to meet an unexpected expense, you may be considering taking out a loan. But not only is it important to fully understand the emotional and financial implications of taking out a...
Simple Ways to Save Money Today!
Often the hardest thing about saving money is taking the first steps, whether it’s sticking to a budget, keeping track of expenses or committing to putting money aside each month. But did you know that you could be saving money by switching utility tariffs, opting for...
Moving House: Money Saving Checklist
Moving house can be a stressful and overwhelming process, particularly if you need to move on a budget. Following the recent ban on letting fees, you might find yourself wondering how else you could save money when moving house. Although estate agent fees and stamp...
21 Ways to Save Money at Festivals
Attending a music festival can be a fantastic experience, but it can also become a bottomless pit of spending. Tickets, vendor meals, beer, tour merch, camping gear and travel costs all mount up over a weekend. According to the 2017 UK Festival Market Report, 22.4% of...
How to Get a Payday Loan with no Bank Account
Everyone experiences a financial shortfall at some point, whether it’s due to an unexpected expense or an essential appliance breakdown. There are multiple options when it comes to borrowing money to help you get back on your feet, such as credit card loans, payday...
How to Compare Loans – The Crucial Factors to Consider Before You Take Out a Loan
Comparing loans can feel like a daunting task. It’s sometimes difficult to know where to start when so many options are available to you. Although the facts and figures presented by UK direct lenders can sometimes seem confusing, there are some fundamental factors to...
What is Disposable Income?
Did you know that most of us are using a completely incorrect definition of disposable income? We’re here to set the record straight. Many of us find that our household finances are increasingly stretched. Our disposable income seems to next-to-nothing and tight...
Moneyboat shortlisted for Credit Awards Responsible Lender of the Year
Moneyboat.co.uk are delighted to share the news that we’ve been shortlisted for Responsible Lender of the Year ahead of this year’s UK Credit Awards. The Responsible Lender Award nomination recognises Moneyboat’s commitment to offering competitively priced products...
Moneyboat secures bespoke FICO analytic system to automate credit decisions
As authorised and regulated direct lenders, one of our main goals is to lend responsibly while keeping our default rate as low as possible. At Moneyboat, we have a commitment to our customers to deliver affordable short-term loans on personalised instalment plans. We...
Are Unsecured Loans Legal In The UK?
What are bad credit loans? Are poor credit loans legal in the UK? MoneyBoat investigates this hot topic and brings you the answers you’re looking for.
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