Money Blog

We’re incredibly proud to announce that Moneyboat has won the accolade of Responsible Lender of the Year at this year’s Credit Awards, hosted by Credit Strategy. In winning this prestigious award, the judging panel recognised our tireless efforts to put responsible...

In recognition of our achievements and innovations over the past year, Moneyboat have been revealed as finalists for Alternative Consumer Lender of the Year at this year’s Lending Awards. The Lending Awards are “the only awards programme distinguishing and rewarding...

We are finalists! We are incredibly proud to reveal that Moneyboat is a finalist in, not one, but TWO Credit Awards categories this year. Moneyboat is in the running to bring home the Alternative Lender of the Year award, and the Responsible Lender of Year award. The...

What is a guarantor on a loan? (and do you need a guarantor to get a payday loan?) If you’re struggling to be accepted for a loan because you have a poor credit record, you may want to consider a guarantor loan. These are loans that you take out with the help of a...

Does Halloween have to cost a fortune? Over the past decade, Halloween has become something much bigger than it used to be in the UK. It seems we have added Halloween to our list of holidays that require mass participation and mass spending. If you’re approaching...

What happens when furlough ends?    As of the end of September 2021, the UK government has officially ended its furlough scheme, which is expected to have an impact on thousands of businesses and employees across the country. At the end of September 2021, it is...

Moneyboat celebrates Technology Team of the Year Award 2021 shortlisting It’s officially awards season and we’re celebrating another fantastic year of achievements here at Moneyboat. The news that our incredible tech team has been shortlisted in the Technology Team of...

Top tips to stay healthy after lockdown We’ve finally made it! It’s been a long, dark road for many of us, but with more than half the nation vaccinated and Covid infection rates coming down, we are finally emerging from months of lockdown. We’re remaining cautious,...

Moneyboat Customer Reviews The Moneyboat reviews that we receive from our customers are extremely important to us. The feedback we receive from our borrowers drives everything we do. We are always striving to offer the very best customer service and Moneyboat reviews...

How to finance home improvements? Carrying out improvements or much-needed repairs on your home can lead to a whole range of benefits. Some repairs and improvements are unavoidable, of course, but others can have a hugely positive impact on both your day-to-day life,...

Top tips on how to pay off a loan faster Taking out a loan is a financial commitment and it pays to take that seriously. Although, as a borrower, you agree to a loan term with their lender at the point of taking out the loan, you can often repay faster if you are...

How taking part in a study into Fintechs and Covid-19 helped reinforce our ethos Deep into 2020, when the impact of the Covid-19 pandemic was clear for all to see, we were approached to participate in an amazing piece of research. The University of Cambridge’s Judge...

Getting a fast loan when you don’t have a bank account can be very difficult. Most lenders require borrowers to have a bank account for several reasons and you are unlikely to be approved for a fast cash loan without one. If you need access to a payday loan and don’t...

Putting in place an effective budget and sticking to it each month can make an enormous difference to your life. It may seem like a headache to have to spend time working out a budget, but it really is one of the best ways to help free yourself from debt, improve your...

lHot on the heels of the stricter regulations brought in by the Financial Conduct Authority (FCA) came a whole new set of online payday lenders. These businesses are less like the old guard, such as Wonga and QuickQuid and more resemble financial technology firms, or...

Getting back on the road: Funding options for car repairs  When it comes to putting the brakes on life, nothing does the job quite like a broken-down car. Whether you need the car to get to work, take the kids to school, do the shopping, visit family and friends or...

We’re all familiar with that sinking feeling you get when something goes wrong in your home and needs fixing. There’s the uneasy feeling that comes with the safety, warmth and security of your home being compromised, which is bad enough. On top of this, there’s the...

Applying for payday loans online is pretty straightforward, but that doesn’t mean you can afford to take your eye off the ball. There are several things you need to be aware of when filling in an application for a payday loan and it pays to be prepared. Here’s a...

Let’s face it, 2020 has been a pretty disastrous year for most of us. Covid 19 has scuppered plans left, right and centre and many people are far worse off than they were a year ago. We also face a near future where getting together with loved ones is difficult, if...

Surviving Black Friday - How to Shop Safely and Bag a Bargain Black Friday and Cyber Monday used to be very American affairs … that was until about five years ago when we all decided we wanted in on the action. Us Brits have now fully embraced the Black Friday...

How to Avoid Winter Car Repairs - Small Steps That Can Help You Avoid Unexpected Breakdowns   When it comes to financial planning, something many people don’t consider is taking steps to prevent emergency costs from occurring. As short-term lenders, we are used...

A Brave New Online World of Lending - The Very Latest Types of Online Loans to Apply ForGaining access to finance has never been easier, thanks to the internet and the opening up of the loans marketplace. Navigating the online loans marketplace, as a consumer, is not...

Most of us will have been in the sticky situation of needing fast cash at some point in our lives. Here are some creative ways to find the cash you need to fend off that financial emergency without having to borrow money.

Can Open Banking Help Consumers Keep Their Finances on Track? Moneyboat explores this new phenomenon.

Can you remember life before the Coronavirus crisis? Sure you can, but it feels like we’ve come a long way in a short time doesn’t it? Many of us have experienced a steep learning curve over the past few months; learning valuable life lessons about how to budget money...

Responsible lending is all about ensuring a borrower is able to repay a loan before offering credit. Responsible lenders also need to be clear and upfront about the cost of borrowing, and extra charges and fees payable. They will usually offer support and great...

Despite having suffered some bad press in the past, payday loans are still a popular option for people who need access to quick cash. Research suggests that they are particularly popular with younger borrowers. There are many reasons why people take out short-term...

In the past, a typical father’s day may have included a family day out, a get together with relatives, or a trip to the local pub or restaurant. With the UK sustaining varying coronavirus lockdown restrictions, father’s Day 2020 will be far from typical. Nevertheless,...

Imagine you're back at school or college and you're looking for a job for a few weeks over the summer holidays to pay for a holiday. You need to earn £500 but all the jobs advertised are only showing their annual salary, which makes it hard to compare which job is...

We are so lucky, as consumers, to have such an in-depth choice when it comes to taking out an online loan. Most borrowers will spend time shopping around until they feel they've found a lender that offers the kind of loans they are looking for.  However, it’s...

With quarantine as our new norm, we wanted to know how parents in the UK are keeping their kids occupied, happy and healthy during the Coronavirus pandemic. We’ve asked Mums and Dads around the UK to share some of their top tips to getting through home isolation and...

What is an advance on your wages? A wage advance is usually the payment of the money you have already earned, in advance of your payday. Employee loans are another way to get your hands on some money in advance of your paycheck, but these involve your employer lending...

People are often confused when it comes to understanding the difference between broker payday loans and direct payday loans. Some say direct loans are often better, but is this always the case? If you're deciding if you should get a loan, read on to learn more. What...

How to prepare for a loan applicationWhether you need access to quick cash to cover an unexpected expense, or are borrowing many thousands to help pay for a house extension, applying for a loan is a surprisingly similar process. Providing you have opted to borrow...

The current COVID-19 pandemic has caused more and more of us to work from home. On a regular week, flexible working arrangements is often simple and straightforward to put in place. However with kids, pets, household chores and social distancing in full force, working...

How to handle a financial emergency like a pro 5 tried and tested options to consider...There are nearly ten million people living in the UK with no savings at all. Having spare money to put away at the end (or beginning) of the month feels like a rare luxury. More...

With a rising number of UK citizens at home in isolation, staying physically and mentally healthy is a big priority. The choice to opt for a pricey gym membership, may still be an option for some but the majority of us are looking to pull back on the cash while not...

COVID-19 Update These are difficult times for us all. We are living through a period of major uncertainty in terms of our health, freedom of movement and, of course, our finances. We’re here to offer our support to all of our valued customers through these challenges....

Make Your Money Last until PaydayWe've all been there. At the beginning of the month, you're feeling pretty positive about your finances. You've paid your bills and you're confident that you have enough cash to see you through the coming few weeks. But before you know...

The FCA & Payday LoansLooking for payday loans? UK lenders have some tough new rules to follow Gone are the days when UK payday lenders could apply endless interest charges and penalties to borrowers when they failed to repay on time. The Financial Conduct...

There are a few essential costs in life and food is one of them. Most of us enjoy buying groceries and cooking for the family, but often wonder how to save money on food shopping. We’re here to show you that there are plenty of great tricks, tips and secrets that can...

There’s very little worse than the feeling of debts hanging over your head. Here at Moneyboat, we appreciate how crippling debt can be and how worried consumers become when they can’t pay their debts.  If your debt has been sent to a debt collection agency, your fear...

There’s very little worse than the feeling of debts hanging over your head. Here at Moneyboat, we appreciate how crippling debt can be and how worried consumers become when they can’t pay their debts.    If your debt has been sent to a debt collection agency,...

Have you ever tried to help someone, only to make matters worse? Perhaps you offered advice to a friend who misunderstood and took action that resulted in their problems worsening.  We’ve all been there. Imagine you’ve offered to help someone who had injured...

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With concerns growing over the ecological impact of plastic, Paper vs. Polymer delves into the data to find out how the new banknotes measure up to their paper predecessors.

Everyone experiences being short of cash at some point and if you’re in need of funds to meet an unexpected expense, you may be considering taking out a loan. But not only is it important to fully understand the emotional and financial implications of taking out a...

Often the hardest thing about saving money is taking the first steps, whether it’s sticking to a budget, keeping track of expenses or committing to putting money aside each month. But did you know that you could be saving money by switching utility tariffs, opting for...