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mother and daughter at christmas market

Easy budget Christmas gift ideas

Whether we’re trying to do Christmas on a budget, help out charities, dedicate more time to family and friends or make greener choices, there’s always something that we feel we could be doing better. So, whether you're celebrating Christmas this December or enjoying other aspects of the festive season, how can you make this year even more positive? We’ve put our heads together and have come up with some ways that could help us all to cut back, and give back, this festive season.

Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.