Blog and Latest News

Improving Your Credit Rating

For many people, it is a frustrating reality to have been turned down for credit, creating a great deal of stress and concern that you do not have a reasonable chance of being accepted for subsequent loan or credit card applications in the future. One of the most...

read more

What is Financial Underwriting?

Underwriting refers to an important part of the loan application process, but what exactly does it mean and how does it work? Knowing what underwriting is; how it works in principle and its overall importance, can help you improve your financial circumstances and...

read more

Common Uses for Personal Loans

There are many different reasons for borrowing money, as well as a number of different categories of loan products to choose from in the case of personal loans. These may range from traditional payday loans to the likes of longer term products such as instalment type...

read more

What is a Continuous Payment Authority?

A CPA refers to a Continuous Payment Authority; when you have given a company permission to automatically deduct money from your account on a weekly or monthly basis. For example, MoneyBoat makes use of CPA’s in order to collect payments from customers, as a way of...

read more

How to Borrow From Family and Friends?

If you are in need of money quickly, you may be looking at borrowing from friends or a family member to help you get through financial difficulty. There are a number of advantages to doing so, such as being more likely to receive a more flexible repayment time scale...

read more

Job Seekers Allowance Explained

Looking for a job can be frustrating, particularly if your finances are a concern. If you are a UK citizen however, you may be eligible for job seekers allowance. This is an unemployment benefit awarded to people who are actively looking for a job. Here is what you...

read more

It’s True – Tesco direct is closing down!

You have read correctly - Tesco direct is in fact closing down. Recently, it seems that retailers aren’t doing as well as they used to. To boot, recent data doesn’t show a favourable future for this industry. It has been noted that UK customers are making less food...

read more

What Role Does Small Change Play in Savings?

In recent years, we have seen the cryptocurrency sector grow exponentially as well as the proliferation of digital banking alternatives like Monzo and Revolut, all increasingly calling into question the relevancy of coins, pound notes as well as bank branches....

read more

Considerations Before Taking Out a Loan

ayday, or short term loans can be a great financial tool especially if you’re strapped for cash and do not want to become overdrawn with your bank, or use a credit card. However, the internet as we know, is no safe haven. Countless people get drawn into online scams every day and end up in further in the red.

read more

How to Improve Your Credit Rating

Imagine going to get a loan only to be turned down. This happens to individuals every day, as they don’t know what their credit score is.
Fortunately, there are ways to improve a credit score, but there are also many myths surrounding how to do so.
Consumers need facts, not misinformation. Read on to find out some simple ways to help your credit score rise.

read more

Saving Money to Avoid Small Loans

People often turn to small loans when they find they are short on cash. Although this is a valuable resource to have in an emergency, individuals don’t have to rely on these loans for everyday expenses.

read more

How to Enjoy Valentines Day on a Budget

Since the day of chocolates and roses is almost approaching, how much attention should we all really be paying to the pressure to dig deeper into our wallets? Fancy jewelry, lavish bouquets or boxes of expensive chocolates are all sweet and lovely – but can they be pulled off on a budget? Moneyboat investigates!

read more