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Money and borrowing help

How to get money fast

When you’re short of cash in an emergency situation, speed is everything. We’ve all been in situations that require fast cash and when your current account is empty, panic can set in.

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Money and borrowing help

An alternative to Sunny Loans

Sunny Loans are one of the many direct payday lending companies that have fallen into administration over recent months and years. If you are looking for loans like Sunny Loans, we can help. Although Sunny Loans are no longer offering new loans to borrowers in the UK looking for short-term loans, Moneyboat are still very much up and running, offering great funding options to people seeking emergency cash.

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Money and borrowing help

How much can I borrow with a personal loan?

When it comes to borrowing money, how much you want to take out in the form of a personal loan, how much you should apply for and how much you can actually borrow are often quite different amounts.

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Money and borrowing help

How much does a loan cost?

It might seem like an obvious question, but it’s amazing how many people fail to actually consider the cost of a loan before taking one out. And we don’t mean the amount you will need to repay each month, but the actual cost, to you, as the borrower, in addition to the repayments.

Fintech and Payday Loans: Keyboard

Money and borrowing help

What are interest-free loans?

If you’re in the market for a short-term loan, you probably know that borrowing money doesn’t come for free. Lenders have to make some money from the practice of lending. This often comes in the form of interest charges that are applied, usually as a percentage of the outstanding loan amount.

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Money and borrowing help

Do credit repair services really work?

We all know the value of having a strong credit score. It can help you to secure lower interest rates and opens up more options for you when you are looking to borrow money. Lenders will look at your credit record when assessing you for anything from same day loans, to overdrafts and mortgages.

a certificate image to celebrate moneyboat winning responsible lender of the year

In the press

Moneyboat named Responsible Lender of the Year

We’re incredibly proud to announce that Moneyboat has won the accolade of Responsible Lender of the Year at this year’s Credit Awards, hosted by Credit Strategy. In winning this prestigious award, the judging panel recognised our tireless efforts to put responsible lending at the forefront of everything we do here at Moneyboat.

Moneyboat finalist for two credit awards

In the press

Moneyboat revealed as finalists for TWO prestigious Credit Awards

We are incredibly proud to reveal that Moneyboat is a finalist in, not one, but TWO Credit Awards categories this year. Moneyboat is in the running to bring home the Alternative Lender of the Year award, and the Responsible Lender of Year award. The Credit Awards, hosted by Credit Strategy, are the most prestigious awards in the industry and we will be eagerly waiting for the judges’ decision on 14 December, when the ceremony will be taking place at the Grosvenor Hotel in London.

Wooden blocks spelling out GUARANTOR

Money and borrowing help

Do you need a guarantor?

If you’re struggling to be accepted for a loan because you have a poor credit record, you may want to consider a guarantor loan. These are loans that you take out with the help of a close family member or friend who is willing to repay the loan if you are unable to do so for any reason.

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Money saving tips and hacks

Does Halloween have to cost a fortune?

Over the past decade, Halloween has become something much bigger than it used to be in the UK. It seems we have added Halloween to our list of holidays that require mass participation and mass spending.

Tech awards announcement 1

In the press

Technology Team of the Year Award shortlisting

It’s officially awards season and we’re celebrating another fantastic year of achievements here at Moneyboat. The news that our incredible tech team has been shortlisted in the Technology Team of the Year category at the Credit and Collections Technology Awards is all we can talk about in the office (and over Slack, of course!)