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Money and borrowing help

How much can I borrow with a personal loan?

When it comes to borrowing money, how much you want to take out in the form of a personal loan, how much you should apply for and how much you can actually borrow are often quite different amounts.

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Money and borrowing help

Do 0 interest loans really exist?

If you’re in the market for a short-term loan, you probably know that borrowing money doesn’t come for free. Lenders have to make some money from the practice of lending. This often comes in the form of interest charges that are applied, usually as a percentage of the outstanding loan amount.

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Money and borrowing help

Do credit repair services really work?

We all know the value of having a strong credit score. It can help you to secure lower interest rates and opens up more options for you when you are looking to borrow money. Lenders will look at your credit record when assessing you for anything from same day loans, to overdrafts and mortgages.

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In the press

Moneyboat named Responsible Lender of the Year

We’re incredibly proud to announce that Moneyboat has won the accolade of Responsible Lender of the Year at this year’s Credit Awards, hosted by Credit Strategy. In winning this prestigious award, the judging panel recognised our tireless efforts to put responsible lending at the forefront of everything we do here at Moneyboat.

Moneyboat finalist for two credit awards

In the press

Moneyboat revealed as finalists for TWO prestigious Credit Awards

We are incredibly proud to reveal that Moneyboat is a finalist in, not one, but TWO Credit Awards categories this year. Moneyboat is in the running to bring home the Alternative Lender of the Year award, and the Responsible Lender of Year award. The Credit Awards, hosted by Credit Strategy, are the most prestigious awards in the industry and we will be eagerly waiting for the judges’ decision on 14 December, when the ceremony will be taking place at the Grosvenor Hotel in London.

Wooden blocks spelling out GUARANTOR

Money and borrowing help

Do you need a guarantor?

If you’re struggling to be accepted for a loan because you have a poor credit record, you may want to consider a guarantor loan. These are loans that you take out with the help of a close family member or friend who is willing to repay the loan if you are unable to do so for any reason.

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Money saving tips and hacks

Does Halloween have to cost a fortune?

Over the past decade, Halloween has become something much bigger than it used to be in the UK. It seems we have added Halloween to our list of holidays that require mass participation and mass spending.

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In the press

Technology Team of the Year Award shortlisting

It’s officially awards season and we’re celebrating another fantastic year of achievements here at Moneyboat. The news that our incredible tech team has been shortlisted in the Technology Team of the Year category at the Credit and Collections Technology Awards is all we can talk about in the office (and over Slack, of course!)

Trust Pilot

In the press

Moneyboat Customer Reviews

The Moneyboat reviews that we receive from our customers are extremely important to us. The feedback we receive from our borrowers drives everything we do. We are always striving to offer the very best customer service and Moneyboat reviews help us to achieve this goal.

Payday loan no bank account

Money and borrowing help

Can you get a payday loan with no bank account?

Getting a fast loan when you don’t have a bank account can be very difficult. Most lenders require borrowers to have a bank account for several reasons and you are unlikely to be approved for a fast cash loan without one.

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Money and borrowing help

Top tips on how to pay off a loan faster

Taking out a loan is a financial commitment and it pays to take that seriously. Although, as a borrower, you agree to a loan term with their lender at the point of taking out the loan, you can often repay faster if you are able.