Warning: Late repayments can cause you serious money problems. For help, go to
View of gas burner flames

Money saving tips and hacks

How to reduce your energy bills

When it comes to household finances, energy bills are a major factor. The cost of our utilities are incredibly high, with recent hikes caused by shortages in production, conflict and transport limitations adding to the pressure on our wallets. Whether you want to know how to minimise your electric bills, your gas bills or your water bills, we are here to help. It’s never a good idea to take out payday loans to cover utility bills, so we’ve come up with some ways reduce the burden.

Worried looking couple reviewing documents

Money and borrowing help

What is an overdraft?

If you’ve never had an overdraft, you may be wondering what they are and how they are used. Overdrafts are a common form of credit in the UK, with around 19 million British people using an arranged overdraft each year. However, there are also unarranged overdrafts, which 14 million people use. So what’s the difference between an arranged and unarranged overdraft and is it bad to borrow through an overdraft?

Young boy with cape and glasses pretending to fly

Money saving tips and hacks

Your guide to teaching kids about money

School is the right place for kids to learn about maths, English, science and socialisation, but parents play a major role in teaching their kids about money. And by money, we actually mean money management. This kind of learning starts at home, from a very young age and can set your child on the right or wrong path from the get-go.

Individual in front of laptop with stock around him being sold online

Money saving tips and hacks

How to sell online - making quick cash through online selling

There are a million reasons why you might want to start selling your unwanted stuff online. Whether you need some quick cash or you simply want to do something ethical with your old things – so you can feel better about buying new things – we have some great tips and tricks to help you sell online without too much hassle.

Self employed tradesman having morning coffee

Money and borrowing help

A guide to payday loans for self-employed people

More and more people in the UK are becoming self-employed. A combination of factors has led to this rise in the entrepreneurial spirit in the UK. Being self-employed comes with some major benefits but it also comes with a few setbacks. Not least increased difficulties in accessing some financial products, ranging all the way from mortgages to 24-hour loans.

Individual looking at empty wallet

Money and borrowing help

Short-term loans and their advantages

Have you ever found yourself in a situation where you need access to cash right away? You may have an unexpected expense to meet and no savings put aside. Perhaps your car has broken down or your boiler might have packed in, weeks before you are due to get paid. There are a few solutions to this problem and taking out short-term loans online can help.

Confused female scratching her head

Money and borrowing help

Explaining Payday Loan Eligibility Criteria

If you’d like to know more about eligibility criteria for payday loans, but don’t know where to start, you’ve come to the right place. We’ve put together a guide to help consumers navigate the choppy waters of the payday loans market.

Hand holding out a golden GBP sign

Money and borrowing help

8 Ways to Earn Cash Fast

When you’re short of cash in an emergency situation, speed is everything. We’ve all been in situations that require fast cash and when your current account is empty, panic can set in.

Content looking Person with face into the breeze

Money and borrowing help

An alternative to Sunny Loans

Sunny Loans are one of the many direct payday lending companies that have fallen into administration over recent months and years. If you are looking for loans like Sunny Loans, we can help. Although Sunny Loans are no longer offering new loans to borrowers in the UK looking for short-term loans, Moneyboat are still very much up and running, offering great funding options to people seeking emergency cash.

Individual at desk with calculator doing calculations

Money and borrowing help

How much can I borrow with a personal loan?

When it comes to borrowing money, how much you want to take out in the form of a personal loan, how much you should apply for and how much you can actually borrow are often quite different amounts.

Individual viewing data graphs with calculator from above

Money and borrowing help

How much does a loan cost?

It might seem like an obvious question, but it’s amazing how many people fail to actually consider the cost of a loan before taking one out. And we don’t mean the amount you will need to repay each month, but the actual cost, to you, as the borrower, in addition to the repayments.

Fintech and Payday Loans: Keyboard

Money and borrowing help

What are interest-free loans?

If you’re in the market for a short-term loan, you probably know that borrowing money doesn’t come for free. Lenders have to make some money from the practice of lending. This often comes in the form of interest charges that are applied, usually as a percentage of the outstanding loan amount.