Blog
Do you need a guarantor?
If you’re struggling to be accepted for a loan because you have a poor credit record, you may want to consider a guarantor loan. These are loans that you take out with the help of a close family member or friend who is willing to repay the loan if you are unable to do so for any reason.
Does Halloween have to cost a fortune?
Over the past decade, Halloween has become something much bigger than it used to be in the UK. It seems we have added Halloween to our list of holidays that require mass participation and mass spending.
Technology Team of the Year Award shortlisting
It’s officially awards season and we’re celebrating another fantastic year of achievements here at Moneyboat. The news that our incredible tech team has been shortlisted in the Technology Team of the Year category at the Credit and Collections Technology Awards is all we can talk about in the office (and over Slack, of course!)
Moneyboat Customer Reviews
The Moneyboat reviews that we receive from our customers are extremely important to us. The feedback we receive from our borrowers drives everything we do. We are always striving to offer the very best customer service and Moneyboat reviews help us to achieve this goal.
When Moneyboat met Cambridge Business School
How taking part in a study into Fintechs and Covid-19 helped reinforce our ethos.
Top tips on how to pay off debt quickly
Taking out a loan is a financial commitment and it pays to take that seriously. Although, as a borrower, you agree to a loan term with their lender at the point of taking out the loan, you can often repay faster if you are able.
Can you get a payday loan with no bank account?
Getting a fast loan when you don’t have a bank account can be very difficult. Most lenders require borrowers to have a bank account for several reasons and you are unlikely to be approved for a fast cash loan without one.
How to enjoy Valentine's Day on a budget
Since the day of chocolates and roses is almost approaching, how much attention should we all really be paying to the pressure to dig deeper into our wallets? Fancy jewelry, lavish bouquets or boxes of expensive chocolates are all sweet and lovely – but can they be pulled off on a budget? Moneyboat investigates!
Effective monthly budgeting tips - How to make your money go further each month
Putting in place an effective budget and sticking to it each month can make an enormous difference to your life. It may seem like a headache to have to spend time working out a budget, but it really is one of the best ways to help free yourself from debt, improve your credit rating and, ultimately improve your opportunities. The Moneyboat team looked over some key options and put them together for you here!
All about fintech and Payday loans
Hot on the heels of the stricter regulations brought in by the Financial Conduct Authority (FCA) came a whole new set of online payday lenders. These businesses are less like the old guard, such as Wonga and QuickQuid and more resemble financial technology firms, or ‘fintechs’.
Getting back on the road: Funding options for car repairs
When it comes to putting the brakes on life, nothing does the job quite like a broken-down car. Whether you need the car to get to work, take the kids to school, do the shopping, visit family and friends or all of the above, when your car is out of action, you need to get it fixed as quickly as possible.
Keeping it local - How to find a tradesman you can trust to do the job
We’re all familiar with that sinking feeling you get when something goes wrong in your home and needs fixing. There’s the uneasy feeling that comes with the safety, warmth and security of your home being compromised, which is bad enough. On top of this, there’s the worry that you will have to find a tradesperson to deal with it.