Losing your job and struggling financially

Here at Moneyboat, we understand how worrying it can be to suddenly lose your job. We have experience in helping customers who’ve experienced a sudden income shock and have a range of support options that we can tailor to your specific circumstances.

Our friendly and caring Customer Support team is available to help. Please call us on 020 3818 7470 or email us at thecrew@moneyboat.co.uk. We’re here to help 8am to 7pm Monday to Friday (excl. Bank Holidays).

You can also find a list of free and independent organisations here. They offer a range of help.

Potential benefits support

You might be entitled to benefits which can support your situation. Visit gov.uk/benefits-calculators to calculate what you might be entitled to. It’s free, independent, and anonymous, giving you an estimate of:

• The benefits you could get
• How much your benefit payments could be
• How your benefits will be affected if you start work or increase your hours
• How your benefits will be affected if your circumstances change – for example, if you have a child or move in with your partner

UK charities

Several UK charities also offer free, tailored support to help jobseekers get back to work. Services include job clubs, CV and interview training, mental health support, and even professional clothing for interviews.

Key charities offering specialised employment help in the UK include:

• Christians Against Poverty (CAP): Runs friendly, local CAP Job Clubs across the country that provide step-by-step courses, CV assistance, and vital encouragement to help you find work in a welcoming environment. Visit their website here.
• The Salvation Army: Provides Employment Plus community sessions at over 650 locations. They offer assisted job searches, digital inclusion, and one-to-one mentoring to build confidence. Visit their website here.
• The King's Trust (formerly The Prince's Trust): Offers ‘Get Job’ courses, training, and real work experience programs for people up to the age of 30. Visit their website here.
• Shaw Trust: A leading employment charity helping people find and keep jobs, providing education and training for those starting out and those looking to progress in their jobs. Visit their website here.
• Smart Works: A UK charity that provides high-quality interview clothing and one-to-one interview coaching for unemployed women. Visit their website here.
• WEA: Partners with local job centres to offer adult education, including Sector-based Work Academy Programmes (SWAPs) tailored to local labour markets. Visit their website here.