Blog

Welcome to the Moneyboat blog! It's packed with practical tips, guides, and resources to help you manage your money and life with confidence.

Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

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Money and borrowing help

An alternative to Sunny Loans

Sunny Loans are one of the many direct payday lending companies that have fallen into administration over recent months and years. If you are looking for loans like Sunny Loans, we can help. Although Sunny Loans are no longer offering new loans to borrowers in the UK looking for short-term loans, Moneyboat are still very much up and running, offering great funding options to people seeking emergency cash.

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Money and borrowing help

How much does a loan cost?

It might seem like an obvious question, but it’s amazing how many people fail to actually consider the cost of a loan before taking one out. And we don’t mean the amount you will need to repay each month, but the actual cost, to you, as the borrower, in addition to the repayments.

Fintech and Payday Loans: Keyboard

Money and borrowing help

What are interest-free loans?

If you’re in the market for a short-term loan, you probably know that borrowing money doesn’t come for free. Lenders have to make some money from the practice of lending. This often comes in the form of interest charges that are applied, usually as a percentage of the outstanding loan amount.

a certificate image to celebrate moneyboat winning responsible lender of the year

In the press

Moneyboat named Responsible Lender of the Year

We’re incredibly proud to announce that Moneyboat has won the accolade of Responsible Lender of the Year at this year’s Credit Awards, hosted by Credit Strategy. In winning this prestigious award, the judging panel recognised our tireless efforts to put responsible lending at the forefront of everything we do here at Moneyboat.

Moneyboat finalist for two credit awards

In the press

Moneyboat revealed as finalists for TWO prestigious Credit Awards

We are incredibly proud to reveal that Moneyboat is a finalist in, not one, but TWO Credit Awards categories this year. Moneyboat is in the running to bring home the Alternative Lender of the Year award, and the Responsible Lender of Year award. The Credit Awards, hosted by Credit Strategy, are the most prestigious awards in the industry and we will be eagerly waiting for the judges’ decision on 14 December, when the ceremony will be taking place at the Grosvenor Hotel in London.