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Short-term loans and their advantages

Explore the advantages and disadvantages of personal short-term loans, including payday loans, so you make the right decision when you need funds fast.

How to build an emergency fund

Ready to get started on building an emergency fund? Learn what an emergency fund is, how much to save, and how it can help you avoid short-term borrowing

How to borrow money from family and friends

Learn about family and friend loan agreements and the pros and cons of borrowing money from your loved ones – check to see if it's a good option for you!

How to ask for Breathing Space with debt?

What is the difference between APR and interest rate?

Learn the difference between APR and interest rate, how each affects borrowing costs, and why both matter when comparing loans.

Can you pay off a payday loan early?

Wondering if you can pay off a payday loan early? Learn how early repayment works, the pros and considerations, and what to check before you repay.

Why can’t I get a loan?

Wondering why you’ve been refused for a loan? We explore the most common reasons lenders say no, as well as how to increase your chances of approval.

What is a pre-approved loan?

Curious about pre-approved loans and how they work? Find out what loan pre-approval means, whether it guarantees acceptance, and if it’s right for you.

What is an authorised push payment scam?

Curious about authorised push payment scams and how you can protect yourself from fraudsters? Learn about the warning signs and the most common types of scams.