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How to borrow money from family and friends

Learn about family and friend loan agreements and the pros and cons of borrowing money from your loved ones – check to see if it's a good option for you!

How to ask for Breathing Space with debt?

What is the difference between APR and interest rate?

Learn the difference between APR and interest rate, how each affects borrowing costs, and why both matter when comparing loans.

Can you pay off a payday loan early?

Wondering if you can pay off a payday loan early? Learn how early repayment works, the pros and considerations, and what to check before you repay.

Why can’t I get a loan?

Wondering why you’ve been refused for a loan? We explore the most common reasons lenders say no, as well as how to increase your chances of approval.

What is a pre-approved loan?

Curious about pre-approved loans and how they work? Find out what loan pre-approval means, whether it guarantees acceptance, and if it’s right for you.

What is an authorised push payment scam?

Curious about authorised push payment scams and how you can protect yourself from fraudsters? Learn about the warning signs and the most common types of scams.

How will a payday loan affect my mortgage application?

With house prices rising and lenders carrying out stricter affordability checks, this guide will help you understand how taking out a payday loan may affect your mortgage application.

How to recover your finances after Christmas

Overspent at Christmas? Our expert-backed guide shares simple ways to reset your budget, cut costs and rebuild financial confidence without stress or jargon.