Guarantor Loans

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Example Repayments
based on the last working day of each month

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 We are a direct lender     A flat interest rate of 0.7% per day     Discreet, safe & secure     A polite and friendly customer service crew

Warning: Late repayments can cause you serious money problems. For help, go to

Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%. Compare Moneyboat loans.

 Guarantor loans

Are you looking for a straightforward and affordable guarantor loan? Did you know you could apply for a no guarantor loan from Moneyboat? Even if you have had credit problems in the past you may still be eligible for a Satsuma short term loan, subject to affordability. Short term loans from Moneyboat allow you to spread the cost of a loan over a longer and more manageable period of time without the need for a guarantor. What’s more, customers may pay back their loans early with no penalties or fees.

A guarantor loan is tailor-made for individuals who are perhaps unable to take out a loan on their own merits due to their financial position or credit rating. Instead, they need to ask a family member or friend to be a guarantor. This means that if the guarantee defaults on the loan, the guarantor will have to repay the bank or lender. 

At Moneyboat, new customers can borrow from £200 to £800 with no guarantor required. Loans are repayable over a minimum term of two instalments and a maximum of six instalments. The minimum instalment duration for the first loan repayment instalment is five days. Existing customers can borrow up to £1500, subject to passing our credit score and affordability checks. 

Emergency guarantor loans alternative

We understand that emergencies happen and sometimes you just need a little extra money to cover expenses that might pop up over the year, and to keep you going until you get back on your feet. This may be due to unexpected bills or those emergencies that crop up from time to time.

Using an alternative to guarantor loans, could ease the sometimes substantial burden of numerous financial pressures you may be facing. We always try to respond to customers as soon as possible so that you will never have to wait very long for your money when applying for a loan with Moneyboat.

Our short term loans, can be an effective and manageable way to structure short term loan repayments, as each month that you hold the credit you will be repaying a portion of your loan and its interest until you clear your debt entirely. Some UK guarantor loan company’s may offer weekly repayments, while our instalments are due monthly. Why not use our calculator above to get a quote and compare our loans with other guarantor loan on offer.

Apply online today for an short term loan of up to £800 over 2 – 6 months.

Representative Example: based on the last working day of each month

Interest rate 255.5% pa (fixed) Representative 939.5% APR

Borrow £400
Payback period 4 months
Monthly repayments £149.37
Total £597.48

Moneyboat’s Service Is Rated: Excellent

Developing Positive Financial Habits

Spreading your repayments over a more manageable timeframe means more manageable loan repayment amounts. It also means that you are likely to develop positive financial and spending habits beyond a payday loan, which can help you become accustomed to managing your money more responsibly. Moreover, our repayment plans are designed to be as affordable as possible.