Payday Loans

How much do you need to borrow?

For how long?

Example Repayments
based on the last working day of each month

Just a moment please...

 We are a direct lender     A flat interest rate of 0.7% per day     Discreet, safe & secure     A polite and friendly customer service crew
Warning: Late repayments can cause you serious money problems. For help, go to

Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%. Compare Moneyboat loans.

Payday Loans Online

Are you looking for straightforward and affordable payday loans? Moneyboat offers a newer, tailored approach, allowing more flexibility and better interest rates than other online payday loans lenders. 

Payday loans online from Moneyboat

When you’re faced with emergency circumstances, choosing the best method of funding is not only a matter of time but also a matter of trust. With Moneyboat payday loans, your options are clear, transparent and affordable. We can remove the stress involved with traditional lenders and with our lower interest rates of 0.7%, you may find yourself back on your feet sooner rather than later.


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UK Direct Lenders


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Quick payday loans

Moneyboat’s flexible UK payday loans are designed to fit around your life’s requirements and can be repaid over up to 6 months. Depending on your circumstances, funding will be carried out as swiftly as possible.

No matter what your specific financial circumstances are, you are very likely to be able to find a way in which a Moneyboat loan could truly work with you, in a way simply not offered by most other lenders.


How much does a payday loan cost?

Part of what makes a Moneyboat payday loan more flexible and easier to manage than many others is our lower interest rates. We do not charge the online payday loans industry maximum of 0.8% interest per day.

Rather, we charge 0.7% which amounts to financial savings and lower repayment amounts over the course of your loan, making it more manageable and easier to repay. This is because we value our customers and aim to help get you out of a spiral of debt, if not avoiding it altogether.

How much can I borrow from Moneyboat?

New customers can apply for a Moneyboat loan of £250 – £800. Returning customers have the option of borrowing up to £1500. Fill out our easy application to check your eligibility.

What can I use a payday loan for?

Payday loans are best used for one-off situations such as unexpected bills or auto repairs. When you’re looking to fill a financial gap between paydays a short term payday loan option could be the right choice. For more long term needs, you may be better checking out other options such as a bank or guarantor loan.

What if I can’t repay my payday loan?

If you are struggling to repay your payday loan, we do not simply chase you and ask you for the money regardless. Our team of experienced professionals are able to work with you to help you set up a financial repayment plan. Our aim is to help get you back on track as soon as possible. Use our payday loan calculator to find out whether a payday loan is right for you.


A Direct lender - not a Broker

Unlike other UK brokers, who are not lenders themselves, we are an official direct lender of payday loans offering loans. This means that we provide the finances you need directly, instead of just passing on your details to a third party.

Easy Application Process

We have made our application process as easy as possible. This allows applicants and customers to understand everything from start to finish. It also means that we do not ask unnecessary or overly complicated questions.

Emergency Payday Loans

No one plans an emergency to crop up and sometimes a loan before payday can tide you over the rough patch. Talk to us today to see if online payday loans are the right option for you.
Moneyboat’s Service Is Rated: Excellent | 9.5/10

A New Approach to Online Payday Loans

Many lenders exclude entire categories of prospective borrowers. For example, they will not lend to applicants who have County Court Judgements (CCJs) and other blemishes on their credit history. Moneyboat, considers each and every customer on their individual merit and we therefore consider every applicant for a suitable loan.

We do not believe that your financial past should necessarily dictate your future. It may be the case that you simply need the cash to tide you over for a short period of time, getting you back on track and on your feet for the future.

We therefore do not apply rigidly uniform requirements which exclude borrowers immediately. Our payday loans are designed specifically to help get you through what may be a tough time and therefore, our UK based team are always on hand to help alleviate your concerns and answer your questions.

Payday Loans Online

Apply today for a payday loan, designed to help get you back on your financial feet. We consider all applications for our flexible loans of up to £1,500. Apply today to get back up and running for the future ahead.
We are open: Weekdays 8AM – 5:30PM

call: 0203 818 7470

34 The Mall, High Street, Bromley, BR1 1TS, England


text: 07533 023 333