Blog

Welcome to the Moneyboat blog! It's packed with practical tips, guides, and resources to help you manage your money and life with confidence.

Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

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Money saving tips and hacks

Simple ways to save money today

Even without the events of the past two years and the pressure they created on our finances, saving money has long been a priority for many of us. Though most of us want to save money, it’s sometimes difficult to know the best way to do so. Whether it’s sticking to a budget, repaying your short-term loans more quickly or putting cash into a savings account each month, knowing where to begin can be difficult and sometimes overwhelming.

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Money and borrowing help

What is an overdraft?

If you’ve never had an overdraft, you may be wondering what they are and how they are used. Overdrafts are a common form of credit in the UK, with around 19 million British people using an arranged overdraft each year. However, there are also unarranged overdrafts, which 14 million people use. So what’s the difference between an arranged and unarranged overdraft and is it bad to borrow through an overdraft?

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Money saving tips and hacks

Your guide to teaching kids about money

School is the right place for kids to learn about maths, English, science and socialisation, but parents play a major role in teaching their kids about money. And by money, we actually mean money management. This kind of learning starts at home, from a very young age and can set your child on the right or wrong path from the get-go.

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Money saving tips and hacks

How to sell online - making quick cash through online selling

There are a million reasons why you might want to start selling your unwanted stuff online. Whether you need some quick cash or you simply want to do something ethical with your old things – so you can feel better about buying new things – we have some great tips and tricks to help you sell online without too much hassle.

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Money and borrowing help

Short-term loans and their advantages

Have you ever found yourself in a situation where you need access to cash right away? You may have an unexpected expense to meet and no savings put aside. Perhaps your car has broken down or your boiler might have packed in, weeks before you are due to get paid. There are a few solutions to this problem and taking out short-term loans online can help.

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Money and borrowing help

An alternative to Sunny Loans

Sunny Loans are one of the many direct payday lending companies that have fallen into administration over recent months and years. If you are looking for loans like Sunny Loans, we can help. Although Sunny Loans are no longer offering new loans to borrowers in the UK looking for short-term loans, Moneyboat are still very much up and running, offering great funding options to people seeking emergency cash.