Money and borrowing help

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Money and borrowing help

What is a personal loan?

When it comes to borrowing money, how much you want to take out in the form of a personal loan, how much you should apply for and how much you can actually borrow are often quite different amounts.

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Money and borrowing help

What's a loan shark?

A startling piece of research has just been published by the Centre for Social Justice (CSJ), which found that as many as 1.08 million people in the UK are currently borrowing from illegal lenders, also known as ‘loan sharks’, when they are unable to find short-term loans or other more sensible alternatives.

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Money and borrowing help

How to improve your credit score

Discover how to improve your credit score with handy tips on what a credit score is, why it matters and how to boost it with our complete guide.