Money and borrowing help

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Money and borrowing help

How to improve your credit score

Discover how to improve your credit score with handy tips on what a credit score is, why it matters and how to boost it with our complete guide.

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Money and borrowing help

What is an IVA?

When a consumer gets into debt they can't afford to repay under the terms of their loans, they have a few options to consider. Most of us are aware of bankruptcy as a last-ditch solution to debt problems, but fewer of us are familiar with individual voluntary arrangements, or ‘IVAs’.