Loans to help with vet bills

How much will it cost?

Moneyboat’s fair and flexible short-term loans for vet bills are designed to offer a short-term solution to financial turbulence, keeping you afloat in the short term. Here’s what you can expect from our loans:

•  Practical borrowing options: Borrow between £200 and £800 as a new customer, or up to £1,500 for returning customers
• Affordable repayments: Pay back your loan in flexible instalments over 2 to 6 months
• Clear and simple costs: Our daily interest rate is 0.79%, below the price cap set out by the FCA

How easy is it to apply?

Our easy three-step application lets you apply for a Moneyboat loan from any device, anytime, using secure technology that enables us to process your credit information quickly and safely. All we need are a few basic details to verify your eligibility and make sure you can repay your loan.

Ready to get started? Here’s all you need to begin your application:

1. Apply online in minutes

Answer a few questions and share some personal details, then let us know how much money you’d like to cover your vet bills and for how long.

2. eSign your emailed approval

Our background checks will make sure that you’re able to repay your loan, with many of our applications being approved automatically. Once we’re confident that you’ll be able to repay, we’ll send the agreement. to your email address, so you can easily sign online.

3. Funds paid in 15 minutes*

Once you’ve signed the lending agreement, you could receive the money in your UK bank account in as little as 15 minutes!*

Will I be accepted for a Moneyboat loan?

Like any other lender, in order to apply for a loan from us, you’ll need to meet our minimum eligibility requirements:

• 18+
• Regular income of £1,050
• UK resident with UK bank account

We pride ourselves on our fair and responsible lending, where your credit score doesn’t define your chances of a successful application. Regardless of your credit history, we’ll weigh up your loan request on its own merit. This means you could still get a loan to cover your vet bills even if you’ve struggled with lending in the past.

For more information about the criteria, head to our handy loan eligibility FAQs for everything you need to know.

Is a vet bill loan the right choice for me?

Covering emergency vet bills can be an unnerving process, especially if you haven’t faced them before. There are other options for covering unexpected expenses, such as drawing on your savings or borrowing from a trusted friend or family member. If your finances are especially tight ahead of your next payday, a Moneyboat loan could provide a buffer to keep your spending stable.

Borrowing isn’t always the best choice for everyone, and we always suggest checking your budget first to make sure you can comfortably repay your loan. Our eligibility and affordability checks are designed to make sure we can provide you with short-term lending without negatively impacting your finances in the long term.

We recommend thoroughly researching your options to determine whether a short-term loan is the right fit for your needs, even in an emergency.

You can also get help from several charity organisations if you have any concerns about your financial situation. You’ll find free financial support from many companies, including StepChange, MoneyHelper, and from these free and independent support organisations.

Get further insights from Moneyboat

Still looking for guidance on managing your money? Head to the Moneyboat blog for expert articles on all your financial needs. Here are just a few of the topics you can learn more about:

*Learn more about our 15-minute funding terms and conditions.