What you need to know about credit
When you have bad credit, getting a loan, whether long term or short term can be quite difficult. Your credit isn’t always bad because of things under your control. Sometimes, it may have been one bad incident that lead to another.
Of course, you will have plenty of options online for lenders that offer loans to borrowers with bad credit. However, this isn’t necessarily a good thing. For one, you’re probably not going to get good deals on these sites because of your bad credit. Most of them aren’t even regulated by the FCA.
At Moneyboat, we understand that there is a lot more to our customers than their credit history. We don’t judge solely based on the information on your credit report.
We will take into consideration a lot of different factors when determining your eligibility for a loan. This means that, even if you have bad credit, you still have a good chance of receiving approval.
We won’t charge you to receive funds on the same day either. Coupled with our high rates of acceptance on our clients, this makes us a great alternative for you.
How safe is it to get a quick quid loan alternative from Moneyboat?
When getting loans online, you need to be careful from whom you obtain your loan from. We advise dealing only with companies who have been authorised by the FCA to lend money.
The FCA has a strict set of rules regarding what a lender can and cannot do in regards to the loans they offer you and they are made to protect you, the borrower.
Moneyboat is fully authorised for dealing by the FCA, adhering to all of their terms and conditions.
The terms of a good loan should be the very terms that have been presented to you on the company’s website. This is exactly what you get with Moneyboat. However, while you’re doing this, you should also have a clear idea of what it is that you want. You can check out different lenders and see what they offer while also comparing their different prices and rates.
If you’re looking to get a loan from Quickquid or any other UK lender, be sure to search online for reviews of their services so you can see what other borrowers have to say. By reading about other people’s experiences, you’ll be able to get the complete picture of what each company offers and what to expect when dealing with them.
MoneyBoat UK are proud of our 4.75 star review on reviewcentre.co.uk.
Different Lending Options
There are many indisputably popular and well advertised lenders out there on the market. Before choosing any lender, be sure to ask yourself one crucial question: are they your best option?
Every loans provider out there has something going for them and something going against them, as far as loans are concerned. That’s why you should be diligent and do some thorough research before arriving at your decision.
A good place to start is a website dedicated to comparing loans from different money lenders. However, be very careful as they aren’t always 100% objective in their comparisons.
Once you have a rough overview, you can visit the websites of the individual money lender in order to acquire more details about their terms.
A sense of clarity
At the end of the day, it really matters for you to be clear on what it is you’re looking for. It might be that all you want is some quick cash. In such cases, what you really want is fast service and prompt delivery.
You can go to the money lender’s FAQ page
to find out just how fast they disburse their funds once a loan has been approved. You might also be more inclined to deal with a moral lender. In this case, what you need to be looking at with increased scrutiny is the lender’s terms and conditions section to see if you’re comfortable with them.
It will benefit you a great deal to do some comparisons of the prices of the different loans being offered to you before you make your decisions. You might find that quick loans aren’t what you’re looking for a variety of reason.
Maybe they’re inconvenient or simply too expensive. In our opinion, you should make the most of your opportunity to look around and explore before you settle on a single money lender. Y
ou can figure out what Quickquid’s rates are by using the calculator on their page to work it out. Once you know, you should do the same for all the other lenders you are looking at and compare the rates.