Blog

What to know before borrowing online
Find out how short-term and payday loan repayments work, how a loan can affect your credit history, and how to choose a safe and trustworthy lender.
Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
What repairs are tenants responsible for?
Find out which repairs tenants must cover, what landlords are responsible for and how to check your tenancy agreement to help understand your rights.
What is responsible lending?
Learn more about responsible lending with our simple guide, helping you know what to look for in a lender and how to avoid irresponsible providers.
How to apply for a payday loan
Read our step-by-step guide on how to get a payday loan. Understand what to expect and prepare for flexible short-term borrowing applications.
Can I use a payday loan to pay for home improvements?
Wondering how to finance your home improvements? From payday loans to government grants and financing through your mortgage, we explore a variety of options.
Tips for avoiding winter car repairs
When it comes to financial planning, something many people don’t consider is taking steps to prevent emergency costs from occurring. As short-term lenders, we are used to borrowers coming to us to meet unexpected costs that can’t wait until payday. One of the most common is car repair expenses.
What is the Financial Conduct Authority?
Read our guide to find out what the Financial Conduct Authority (FCA) is, what they do, and how they govern the UK finance industry.