Blog

Welcome to the Moneyboat blog! It's packed with practical tips, guides, and resources to help you manage your money and life with confidence.

Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

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Money and borrowing help

Common uses for payday loans

Wondering about payday loans for unexpected expenses? From vet bills to urgent car repairs, we explore everyday situations where payday loans might help.

What is a debt relief order?

Money and borrowing help

What is a debt relief order?

Discover what a debt relief order (DRO) is, how it works, and who qualifies. Learn the benefits, risks, and difference between DROs and IVAs.

Open banking and payday loans

Money and borrowing help

Open banking and payday loans

Discover how open banking is used for payday loans in the UK. Learn the benefits, risks and how lenders assess affordability with our helpful guide.

Ways to reduce your energy costs

Money saving tips and hacks

How to reduce your energy bills

Energy bills remain one of the biggest household pressures. This guide explains why prices are rising, how bills are calculated, and the practical steps you can take – from simple energy-saving habits to finding support if you’re struggling.

IVA vs DMP: Which is better for you?

Money and borrowing help

IVA vs DMP: Which is better for you?

Dive into our IVA vs DMP guide and learn more about the key differences, pros and cons, and which debt solution could suit your financial situation best.