Blog

Welcome to the Moneyboat blog! It's packed with practical tips, guides, and resources to help you manage your money and life with confidence.

Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

Open banking and payday loans

Money and borrowing help

Open banking and payday loans

Discover how open banking is used for payday loans in the UK. Learn the benefits, risks and how lenders assess affordability with our helpful guide.

Ways to reduce your energy costs

Money saving tips and hacks

How to reduce your energy bills

Energy bills remain one of the biggest household pressures. This guide explains why prices are rising, how bills are calculated, and the practical steps you can take – from simple energy-saving habits to finding support if you’re struggling.

IVA vs DMP: Which is better for you?

Money and borrowing help

IVA vs DMP: Which is better for you?

Dive into our IVA vs DMP guide and learn more about the key differences, pros and cons, and which debt solution could suit your financial situation best.

How to deal with the energy price cap rise

Money saving tips and hacks

How to deal with the energy price cap rise

As soon as energy bills rise, it’s normal to feel anxious about how you might cover the extra costs – especially with the price of almost everything going up. In this guide, we'll walk you through the options available to you should your energy bills start to heat up.

Cyber Criminal typing on keyboard

Money and borrowing help

What is cybercrime?

Financial fraud can be detrimental to your credit and finances. Find out how to protect yourself from common risks with our guide to cybercrime and scams.